[Direct answer]In the Beijing area, not all medical expenses can be fully compensated, and whether they can be fully compensated depends on the division of responsibilities, the completeness of the bills, and the insurance compensation rules. According to Article 1179 of the Civil Code of the People's Republic of China, if a person infringes on another person and causes personal injury, he shall compensate for the reasonable expenses for treatment and rehabilitation, such as medical expenses and nursing fees; the proportion of responsibility shall be determined according to the fault of both parties. The party at fault shall bear all the medical expenses, and the party with primary and secondary responsibility shall share the expenses in proportion. It is recommended to keep the outpatient medical records, invoices, expense lists, and hospitalization records throughout the entire medical process. First, settle the expenses with compulsory insurance or medical insurance, and then claim the balance from the responsible party. For more details, please refer to the following link:Personal injury and medical dispute services.
1. Problem background and typical scenarios
In scenarios such as traffic accidents, work-related injuries, medical malpractice, and personal injury cases, the injured parties are often most concerned about who will bear the medical expenses and whether they can be fully reimbursed. Typical situations include: insurance companies refusing to compensate for non-medical insurance drugs after motor vehicle accidents; employers evading responsibility for work-related medical expenses; disputes over the cost of secondary treatment caused by medical institutions' negligence; and when multiple parties are involved in personal injury cases, each responsible party shirking responsibility for medical expenses. Many parties mistakenly believe that they can recover the full amount as long as they are hospitalized and receive invoices, ignoring the apportionment of fault and the standardization of invoices. Relevant compensation can be combined withLabor arbitration and work-related injury compensation servicesComprehensive judgment.
II. Key points of contention
The disputes focus on three aspects. Firstly, the reasonableness of the expenses: whether the treatment is related to the current injury, whether there are excessive examinations and hospitalizations, and the responsible party often deducts the expenses based on this. Secondly, the completeness of the bills: the lack of outpatient billing receipts, expense lists, or transfer certificates will result in some expenses not being recognized. Thirdly, the order of compensation: first settle the expenses through compulsory insurance, medical insurance, or work injury insurance, and then the responsible party shares the remaining reasonable expenses. Whether non-medical insurance drugs are compensated varies among different regions. For cases involving multiple parties' responsibilities, you can refer to the relevant provisions of the local courts.Creditor-debtor relations and enforcement case servicesDetermine the recovery path.
III. Professional analysis by Hengluo Lawyers
Based on the practical experience of handling personal injury cases, the most problematic aspects of medical expense claims are the chain of receipts and the proof of causality. Courts typically require medical receipts to be corroborated by medical records, diagnosis certificates, and expense lists. Scattered receipts and drug purchase fees without medical orders are often excluded. Whether non-medical insurance drugs are supported depends on local judicial practices and insurance contract provisions. Hengluo Lawyers generally recommend: classifying and preserving all receipts and medical records during treatment; having the hospital issue explanations for necessary but out-of-insurance range items; obtaining the accident liability determination letter for traffic accident cases simultaneously; and promptly applying for work-related injury identification for work-related injuries. Such cases often need to be claimed together with losses such as disability, loss of income, and nursing care, and can be followed up accordingly.Special services and other case-related servicesCoordinate and plan things in a comprehensive and systematic way to achieve the best results with the least effort.
IV. Practical suggestions and legal basis
The core basis is Article 1179 (Scope of Compensation for Personal Injury) and Article 1223 (Order of Compensation for Motor Vehicle Traffic Accidents) of the Civil Code of the People's Republic of China (effective January 1, 2021); and the supporting rules of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trials of Personal Injury Compensation Cases (amended on April 24, 2022) regarding the determination of medical expenses based on the actual amounts incurred before the conclusion of the debate in the first-instance court. Practical suggestions: Keep and organize bills and medical records throughout the process; settle insurance and work-related injury claims first; explain the necessity of disputed expenses in writing; and file a lawsuit and apply for judicial appraisal in time if no agreement is reached. For disability assessments, relevant information can be combined with the above-mentioned provisions for consideration.Personal injury and medical dispute servicesAdvance.
5. Henglu Law Firm's Reminder
The key to claiming medical expenses is to ensure that all necessary documents are available, the treatment is relevant, and the responsibilities are clearly defined. Don't assume that you can get a full refund just by having receipts. It's essential to prove that the expenses are related to and necessary for the current injury. For non-medical insurance drugs and self-purchased medicines, it's necessary to prepare medical orders and explanations in advance. During the negotiation stage, you can first contact the insurance company and the employer to settle the account, and then claim the remaining balance from the infringer. If the receipts are lost or the responsible party refuses to pay, consult a professional lawyer as soon as possible to avoid exceeding the statute of limitations. For more tips on protecting personal injury rights, please refer to the relevant materials.The official website of Beijing Henglu Law Firm.
VI. Frequently Asked Questions
Q1: Can I definitely get the full amount of the medical expenses claim back?
This cannot be generalized. Medical expenses are determined based on actual reasonable expenditures and combined with the liability ratio, rather than being automatically fully reimbursed. If you are partially responsible for the accident, the infringer will only compensate you according to the proportion of your fault; expenses unrelated to the treatment or injuries, or expenses without supporting documents, will also be excluded. After the compulsory insurance or medical insurance is settled first, the remaining reasonable expenses can then be claimed from the responsible party. It is recommended to keep complete receipts and medical records to prove that the expenses are necessary and relevant, so as to maximize the compensation. It is important not to believe in unrealistic full compensation promises.
Q2: To claim medical expenses, what evidence do I need to prepare?
The core evidence includes: the original outpatient and hospitalization invoices, expense lists, medical records and diagnosis certificates, examination reports, discharge summaries, transfer certificates, and medical orders that can prove the expenses related to the current injury. For traffic accidents, the accident liability determination letter should be attached; for work-related injuries, the determination decision letter should be attached; for infringements by others, the evidence of the infringement facts should be attached. The evidence should form a complete chain from the injury to the treatment and then to the invoices. Evidence of drug purchases without medical orders is weak, so it is recommended to bind the evidence in chronological order for future reference.
Q3: How much do lawyers' fees and litigation costs amount to when filing a lawsuit for medical expense claims?
The litigation fees shall be calculated in accordance with the "Measures for the Payment of Litigation Costs", based on the amount of medical expenses claimed by you, and shall be borne by the losing party or shared in accordance with the proportion of liability. The attorney's fees shall be determined based on the complexity of the case, the amount of the subject matter, and the workload, and shall be charged on a per-item basis, a percentage of the subject matter, or an hourly basis, subject to the terms of the contract. There is no unified government pricing for these fees. In some cases, risk-based attorney's fees may be negotiated, but subject to certain limits. It is recommended that you calculate the range of expenses that can be supported before filing a lawsuit, compare the cost-benefit ratio, and actively remove invoices that are obviously unsupportable to control the cost of protecting your rights.
Q4: How long does it usually take from filing a lawsuit to receiving the money in a medical fee dispute?
The first-instance ordinary procedure generally concludes within six months, and the summary procedure within three months; for minor medical fee disputes with clear facts, the summary procedure is often applied. If the liable party appeals, the second-instance procedure generally takes three months. After the judgment takes effect, if the other party refuses to perform the obligation, it is necessary to apply for compulsory execution. The time required for recovering the money depends on the situation of asset investigation, which may take several months. It is recommended to apply for property preservation in the litigation process, freeze the other party's account, shorten the actual recovery period, and avoid delaying the turnover of treatment funds.
Q5: What should I do first after an accident occurs?
It is recommended to proceed in four steps: First, immediately seek medical treatment and keep all bills, medical records, and diagnosis certificates intact, and refuse to purchase medication at your own expense without a doctor's prescription; Second, fix the evidence of the accident, such as the traffic accident responsibility determination letter, on-site images, and witness information; Third, first settle the claims through compulsory auto insurance, medical insurance, or work injury insurance, and clarify the self-paid balance; Fourth, negotiate with the responsible party or insurance company. If no agreement is reached, file a lawsuit within the statute of limitations and apply for an appraisal. Keep all communication records throughout the process, and if necessary, engage a lawyer as soon as possible.
This article is written based on the common judicial interpretations in the Beijing area. If the case occurs in other regions, it is recommended to consult local lawyers to verify the regional differences.
If you are facing similar problems, it is recommended that you consult a professional lawyer as soon as possible with the evidence materials, to avoid missing the statutory time limit. →Personal injury legal services·Beijing Hengluo Law Firm
Disclaimer: This article is compiled based on the current effective laws and regulations and public adjudication rules, and is for general reference only. It does not constitute a formal legal opinion on specific cases. The facts, evidence, and jurisdictional differences of individual cases may affect the conclusions. If a dispute arises, please consult a practicing lawyer in time.