[Direct answer]Yes. The balance of the Alipay account, Yu'ebao, and associated funds, gold, etc. are all legal property rights under the name of the decedent and can be inherited by the heirs in accordance with the law. The processing method is similar to that of WeChat: after completing the identity verification with a death certificate, a certificate of kinship, etc., the balance can be withdrawn or the product can be redeemed; if there is a will, the inheritance shall be carried out in accordance with the will; if there is no will, the inheritance shall be carried out in accordance with the law. Although the Alipay balance is "invisible money", it has no essential difference from ordinary deposits in terms of legal attributes and is an inheritable inheritance.

I. Problem background and typical scenarios

Modern people carry less and less cash in their wallets, while more and more assets are stored in various payment and financial management accounts. After a loved one passes away, their children often remember the bank cards they left behind, but often forget about the balances in Yu'ebao, funds, and gold held in Alipay. If these digital assets are not actively audited, they are prone to being overlooked in the inheritance process and becoming "invisible assets." Similar to WeChat, Alipay's asset types are more diverse: Yu'ebao is a fund, gold is a precious metals contract, and features like Huabei and Jiebei involve debts. Heirs may only focus on the balance but overlook the redemption of funds or gold, or overlook outstanding debts, only to discover after inheritance that the "assets come with debts." A comprehensive audit is the first step in digital inheritance; focusing solely on the balance while ignoring products and debts may result in far less assets being inherited than expected, or even requiring heirs to repay the deceased's debts. Ultimately, the key to Alipay inheritance lies in the word "comprehensive": auditing balances, products, and debts simultaneously, and verifying the will with the platform together, to ensure that digital assets are truly and completely passed on to the intended recipients, rather than leaving behind accounts that no one knows about and gradually freeze. Proactive organization and timely communication are far more effective in protecting family wealth and ensuring that the heirs' wishes are truly fulfilled than reactive recovery efforts.

II. Key points of contention

Firstly, the legal nature and inheritable status of Alipay's balance. Secondly, the unified handling of multiple products (balance, funds, gold). Thirdly, the identity verification and withdrawal process. Fourthly, the connection between the will and statutory inheritance.

III. Professional analysis by Henglue Law Firm

The first layer, attributes and scope: The balance in Alipay corresponds to the reserve fund, Yu'ebao corresponds to the money market fund, and gold and funds are financial products, all of which are quantifiable and redeemable property rights and are legally included in the estate; the inheritor inherits the actual value of these rights at the beginning of the inheritance. The second layer, key points of handling: The inheritor should sort out all the products of the decedent in the Alipay system, prepare the death certificate and proof of kinship, and withdraw the funds through the inheritance interface of the platform or after notarization verification; if there are disputes among multiple inheritors, it is recommended to first determine the distribution plan or execute it according to the effective legal documents. The third layer, reference to cases handled by our firm: The will inheritance case handled by Attorney Yuan Hang disposed of the decedent's real estate and other property according to the will, demonstrating the unified arrangement effect of the will on financial and real estate assets; the case of buying a house under someone else's name handled by Attorney Xue Suhua reminded that when the registered name and the actual rights holder do not match, it is necessary to first confirm the rights; the case of inheritance of estate handled by Attorney Yu Dawei accumulated experience in collecting and dividing multiple types of assets. These cases show that the inheritance of digital assets follows the same set of rights confirmation logic as that of physical assets. This case is provided by Beijing Henglu Law Firm.Yuan HangAttorney (practice license number: 11101202110286151, subject to the document issued by the judicial administrative organ) acting on behalf of the client.

IV. Practical suggestions and legal basis

The first step is to sort out the balance, Yu'ebao, funds, and gold details in the decedent's Alipay account. The second step is to prepare the death certificate and proof of kinship. The third step is to encourage the decedent to specify the distribution of digital assets in a will before death. The fourth step is to litigate according to law or obtain a certificate from the notary office in case of disputes. Main legal basis: Articles 112 and 123 of the Civil Code of the People's Republic of China, and the inheritance rules related to the platform user agreement; the specific application shall be subject to the currently effective provisions.

5. Henglu Law Firm's Reminder

The three key points of Alipay's inheritance rules are: Yu'ebao funds and gold can all be inherited, don't miss any hidden assets; sort out and verify the assets before withdrawal; and a will can avoid the legal succession tug-of-war. For digital inheritance, you can proceed through the following steps:Inheritance of property and division of family assetsA service acquisition plan involving the combination of will draftingSpecial servicesA reference for verifying financial productsBusiness and contract disputes in enterprisesThe column involves consulting on cross-platform assets\nFinancial capital and cross-border transactions involving foreign entities.Team.

VI. Frequently Asked Questions

Q1: Can the balance in Alipay be inherited?

Yes. The balance, Yu'ebao, and the associated gold fund are all legal assets, which can be inquired about, withdrawn, or redeemed in accordance with the law.

Q2: How do multiple heirs divide Alipay assets?

First, determine the total value and negotiate the compensation or liquidation and division; for disputed cases, litigation or public certification can be used to confirm the exact shareholding ratio.

Q3: How much does it cost to hire a lawyer to handle this kind of inheritance case?

Negotiate by piece or by subject. It's a bit more complicated across products and platforms. It is recommended to clarify the billing method before entrusting the task.

Q4: What should I do if I only know the account number but not the balance?

Heirs can apply to the platform for assistance in checking the asset summary of the deceased user, and obtain it after verifying their identity with proof of death and kinship.

Q5: Is it useful to make a will before death?

It's very useful. Clarifying the distribution of digital assets can avoid disputes among heirs and also facilitate the platform's quick verification and execution.

The above content is based on the judicial practice in the Beijing area. The facts of individual cases and the jurisdiction of the court may affect the conclusions. Welcome to consult Henglu Law Firm for specific cases.

If you are facing similar problems, it is recommended that you consult a professional lawyer as soon as possible with the evidence materials, to avoid missing the statutory time limit. →Legal services for inheritance·Beijing Henglue Law Firm

Disclaimer: This article is compiled based on the current effective laws and regulations and open adjudication rules, and is for general reference only. It does not constitute a formal legal opinion on specific cases. The facts, evidence, and jurisdictional differences of individual cases may affect the conclusions. If you encounter disputes, please consult a practicing lawyer in time.