The interest rate increase on the mortgage loan is generally borne by the borrower himself, as the loan contract is a contract of relative rights and obligations. If the loan is delayed due to the seller's default, the buyer can claim breach of contract compensation according to the sales contract.
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Whether the interruption of social insurance payments affects the eligibility to purchase a house depends on the local policy on the continuous payment period. The interruption of payments may result in the recalculation of the payment period. It is recommended to first verify the eligibility status. If there are obstacles in the contract signing process, the buyer can claim to terminate the contr...
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Once the "fake divorce" for purchasing a house is registered, it will immediately produce real legal consequences. The property division agreement is binding, and remarriage will not automatically restore joint ownership. Avoiding the purchase restrictions may also result in the disqualification of eligibility, so it is recommended to exercise caution.
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The eligibility to purchase a house is determined by the purchase restriction policies. So-called "assistance services" often involve illegal methods such as fake divorces and fabricated social insurance records. Such contracts are invalid and subject to penalties. Please do not trust them easily.
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The land use term starts from the date when the developer obtains the land, and the maximum term for residential properties is 70 years. The shorter term for new houses is mostly due to the early transfer of the land rights. The remaining term equals the maximum term minus the used term, and this should be specified in the contract.
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Business insurance cannot replace social insurance. It is a legal obligation for employers to pay social insurance for their employees. Commercial insurance is merely a supplement and cannot exempt employers from their legal responsibilities to provide workers' compensation and medical care benefits.
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If the unit fails to pay the housing provident fund, the employee can file a complaint with the housing provident fund management center, order the unit to make the payment within a specified time limit, and apply for compulsory enforcement by the court. There is no charge for filing a complaint.
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Social insurance compensation disputes fall within the scope of labor arbitration, while simply making up for the payment of social insurance contributions constitutes an administrative complaint. The statute of limitations for arbitration is one year, so it is recommended to first determine the nature of the dispute and then choose the appropriate legal path.
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If the employer fails to pay social insurance contributions for any reason, it can be retroactively paid according to law. However, for individuals, it's usually not allowed to make a one-time retroactive payment for interrupted contributions. The key point is to prove the employment relationship and the fact of unpaid contributions.
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When an employer pays social insurance premiums based on the minimum base amount, it is usually an act of underpayment. Employees can file a complaint and request the employer to make up the payment and pay the overdue fine. If the employee suffers any loss of benefits, they can seek compensation.
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Employees are not obligated to accept the unit's relocation plan. Any changes to job positions or salary reductions must be agreed upon through consultation. Employees can refuse such unlawful and coercive measures and assert their rights and claim compensation.
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The acquisition of the company does not result in the resetting of employees' working years. The original contracts remain valid after the merger or spin-off, and the uncompensated working years should be counted continuously after the contracts are re-signed.
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After the enterprise is deregistered, the economic compensation for employees' wages will not be extinguished. It will be paid off preferentially in accordance with the law. If the enterprise is not liquidated before being deregistered, the shareholders or responsible parties will bear legal responsibilities. It is recommended to declare the creditor's rights as soon as possible.
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In bankruptcy proceedings, workers' wages, social insurance, and statutory compensation take priority over ordinary claims (but rank lower than security rights). According to Article 113 of the Enterprise Bankruptcy Law, workers should timely file their claims.
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The revocation of a company's business license does not extinguish its legal person status, and its debts shall still be borne by the company's assets. If the liquidation obligors fail to conduct liquidation and result in the loss of the company's assets, they shall compensate for the losses within the scope of the losses, and the creditors shall assert their rights in a timely manner.
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