Legal Information

Firm news, insights on new laws, and frequently asked questions.

09 2026-10

Is it legal to charge a prepayment penalty?

It is illegal to charge interest upfront. The interest charged in advance should be deducted from the actual loan amount to determine the principal and calculate the interest; and the interest charged in disguise through service fees should also be refunded to the actual principal.

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09 2026-10

Is compound interest allowed under the law?

Compound interest is not necessarily protected. The interest earned in the early stage must not exceed four times the LPR when the contract is concluded. The excess part will be removed by the court, and the total fees are also subject to a cap.

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09 2026-10

How can I prove a cash loan without any receipt?

If there is no promissory note for a cash loan, it doesn't necessarily mean that the borrower will lose the lawsuit. Evidence such as WeChat chat records, audio recordings, withdrawal records, and witness testimonies can be used to strengthen the chain of evidence, and the loan can be determined based on a high degree of plausibility.

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09 2026-10

How to protect one's rights if the identification of an illegal building is incorrect?

If the determination of illegal construction is incorrect, the party concerned may request reconsideration or file a lawsuit to revoke it; the determination must clarify the planning permission and the construction time, and the party concerned must be informed of the right to make statements and defenses during the process. The incorrect determination should be corrected in accordance with the la...

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09 2026-10

What is the role of a lawyer in compensation negotiation during expropriation?

The lawyer sorts out the illegal points, fixes the evidence, estimates the reasonable compensation, and represents the client in the reconsideration and litigation during the compensation negotiation; if the other party fails to perform its duties, the lawyer can request the court to revoke the decision and order the other party to handle the case again.

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09 2026-10

How should one appeal against an unreasonable evaluation of a store's demolition compensation?

If the evaluation of a store is unreasonable, one can apply for an evaluation review or appraisal, and challenge the compensation decision through administrative review or litigation. When selecting an evaluation agency and reviewing the report, the right to information should be guaranteed. If the evaluation process violates the law, one can request its revocation through legal means.

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09 2026-10

What are the legal ways for those being relocated to protect their rights?

The persons subject to demolition may protect their rights through information disclosure, administrative reconsideration, administrative litigation, and compensation procedures; forced demolition must be applied for by the court to enforce; and in the event of illegal forced demolition, a request for confirmation of the illegality should be made within six months.

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