Frequently Asked Questions

30 2026-9

Are gambling debts protected by law?

Gambling debts are not protected by law. According to Article 153 of the Civil Code, loans based on gambling are illegal and invalid, and the lender has no right to demand repayment. The dispute lies in the burden of proof. The debtor needs to prove that the money was used for gambling. It is recommended to actively defend by preserving chat records and witness evidence.

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30 2026-9

If the debtor dies, who will pay off the debt?

The debt does not automatically disappear when the debtor dies. The creditor may claim repayment within the actual value of the inheritance received by the heirs. Generally, there is no liability for renouncing an inheritance, but if it is a joint debt of the couple, the spouse should repay it together. It is recommended to verify the inheritance and the heirs' claims in accordance with the law.

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