Frequently Asked Questions

30 2026-9

After being summoned, can I refuse to go?

When receiving a summons, can one refuse to appear based on its nature? For criminal summonses, refusing to appear may result in detention; for civil summonses, refusing to attend court may lead to a default judgment. It is recommended to first verify the authority and the document, and to appear in court promptly when required to cooperate.

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30 2026-9

Is it illegal to cash out credit cards?

Whether it's illegal to cash out credit cards depends on the circumstances: occasional small-scale cashouts are usually considered a breach of contract, while large-scale or malicious overdrafts for the purpose of illegal possession may constitute credit card fraud or illegal business operations. It is recommended to stop immediately and return the funds.

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30 2026-9

Can I recover the money if I was cheated into converting my bank deposit into a wealth management product?

Whether the deposits can be recovered after being converted into wealth management products depends on the bank's fault. If the bank conceals the risks or operates the products without authorization, violating the obligation of suitability, the depositor can claim compensation; however, it's more difficult to recover the deposits if the depositor has signed a confirmation agreement. Note that ther...

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30 2026-9

What should I do if my critical illness insurance claim is rejected?

If the claim for critical illness insurance is rejected, you can request a written notice of rejection and check the definitions of the terms; in accordance with the time limits stipulated in Articles 23 and 24 of the Insurance Law, you can file a complaint or initiate legal action to protect your rights in the event of a dispute.

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30 2026-9

If the other party to the contract breaches the contract, can I terminate the contract?

The other party's breach of contract does not automatically entitle you to terminate the contract. According to Article 563 of the Civil Code, termination is only possible in legally prescribed circumstances such as a fundamental breach of contract or failure to perform despite a demand for performance. It is recommended that you first gather evidence before exercising your rights.

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30 2026-9

How are contract review services typically priced?

There is no standard pricing for contract review fees, which are negotiated on a per-case, hourly, or proportional basis. According to the Lawyers Law, law firms are responsible for collecting and charging fees for cases. It is recommended to request a written quote after clarifying the scope of the service.

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30 2026-9

What should I pay attention to when choosing a legal advisor?

When selecting a legal consultant, you should consider whether their professional expertise matches your needs, whether their qualifications can be verified, and whether their responsibilities and obligations are clearly defined. Sign a written consultancy contract that specifies the scope of services and fees. Be cautious of unrealistic promises and prioritize matching their industry experience w...

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30 2026-9

How can labor disputes in companies be resolved through legal consultants?

Company labor disputes should be addressed through pre-emptive systems, risk control during the process, and compliance responses after the event; according to Article 39 of the Labor Contract Law, dismissal for disciplinary reasons requires sufficient evidence, and it is recommended to embed legal consultants into the entire employment process.

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